Dave Ramsey, a journalist and author, spoke to 22-year-old 'fine dining' chef, Jordan Jordan, who earns about $1,800 per month and also works as an interior designer, regarding a broken car she cannot afford to fix. Despite initially believing the car was wrecked without insurance, she revealed that the repair estimate was roughly $10,000 due to an engine issue. Ramsey suggested that Jordan's income could help resolve the issue, but also suggested that her current three jobs could provide better opportunities. He also encouraged Jordan to consider selling the vehicle rather than adding more money to the car. According to Bankrate's 2026 Emergency Savings Report, 53% of Americans lack the liquidity to cover even a modest $1k surprise.