USA TODAY has ranked the top home warranty companies based on cost, coverage, and service. The value of a home warranty plan is also determined by its coverage limits and terms, and consumers can save money by comparing quotes, looking for discounts and choosing a plan that fits their needs. The top 20 home warranty providers were reviewed using an in-house methodology to rank them based on plan cost, service fees, coverage caps, and plan offerings. The rankings were based on these providers' comprehensive plans at or below industry average costs and points are allocated based on how well warranty service is provided. 2-10 Home Buyers warranty is one of the cheapest home warranty firms based on monthly cost, offering coverage for your main home appliances and systems at $32 per month. American Home Shield (AHS) offers high coverage caps and comprehensive coverage, saving you money on repairs. Liberty Home Guard (LHG) offers a comprehensive catalog with over 40 appliances, services and systems in its catalog, while Select Home Warranty offers combination plans that cover both systems and appliances. Cinch Home Services offers a 180-day workmanship guarantee for its service.