The author argues that Americans have been conditioned to accept healthcare without knowing the price of something as important as your health, as it is considered normal in the industry. She argues that this is because we have been taught not to ask questions about the system's structure and assumes it will continue to operate without price changes. The author also notes that when patients understand pricing, they can pay for the most predictable parts of their health, their insurance can return to what it was intended for. The only tax-advantaged healthcare dollars available are Health Savings Accounts (HSAs) only available if you enroll in a specific type of insurance plan.