A divorced woman, 59, divorced woman living with her 54-year-old boyfriend for seven months, who has refused to work or quit drugs, and is stuck paying his mortgage payments. He quit his manufacturing job to attend school for a commercial driver's license, but failed a drug test after testing positive for marijuana. His employer said he would rehire him when he received treatment, but he re-exchanged himself as soon as he got out. He can't return to work until he is clean and can't do a test with a male watching to ensure the protocol for the CDL federal requirements. He also has a $1,000-a-month truck payment and is behind on that, which he fears will result in him losing the truck. Despite these issues, you are not on the hook for the mortgage payments and are not financially responsible for these debts.