The US Department of Labor (DOL) has proposed rules allowing for alternative assets in 401(k) plans, which will be open for two months for public comment. The rule focuses on process, not specific assets, and does not suggest that adding private equity or other non-interest items will improve performance. Expecting public comment, some fear this could lead to higher risks for retirement savings. The final rule may differ from that of the Department of Energy but is expected to be codified.