A $50 insurance policy could cover the cost of medical treatment in a foreign country where your health insurance refuses to pay. The State Department warns that most American health insurance plans do not cover medical emergencies that occur on foreign soil, as Medicare and Medicaid do not provide any coverage for medical costs incurred outside the United States. An air ambulance evacuation back to the US can cost you anywhere between $20,000 and $200,000, which does not include any actual medical treatment. The CDC and State Department have recommended that all U.S. travelers secure international travel health insurance before embarking on any overseas trip. Travel medical insurance covers hospital stays, doctor visits, prescription medications, emergency dental treatment, and ground ambulance transportation for travelers. The cost of skipping travel medical insurance on your next international trip can reach six figures.