The typical first-time homebuyer in North Texas was 32 years old last year, according to industry data provider Cot. High prices, near-6% mortgage rates, and a housing shortage are delaying homeownership. The median age for first-term homebuyers in the U.S. has remained steady at 32, with Los Angeles, San Francisco, San Diego and New York City seeing the average age of 35 or 36 respectively.