Rachel Jordan, a 43-year-old Florida woman, is one of the millions of Americans struggling to pay down debts incurred early in life. She has approximately $75,000 in outstanding student loan debt and often works 70 hours a week to pay it down. Despite not being required to make payments, Jordan aims to pay a minimum of $1,600 a month and work towards a larger monthly payment goal of $2,000. She also posts videos to YouTube and TikTok documenting her debt-free journey. Social media has helped her keep tabs on her progress, and she aims to save her first $100,000 between retirement and a high-yield savings account. Total U.S. household debt rose to $18.8 trillion last year.