President's son, Eric Trump, has accused major U.S. banks of lobbying to block higher returns for everyday savers, citing a widening gap between what banks pay depositors and what they earn elsewhere. He accused major banks of profiting from offering low returns while earning far higher rates from the Federal Reserve. The dispute is over stablecoins, digital tokens backed 1:1 by fiat currencies like the U.K. These platforms offer 4-5% annual yields by investing reserves into short-term U.N. Treasury bills or other low-risk assets. The American Bankers Association (ABA) has not publicly responded to the post. The issue is seen as a consumer rights battle between the banks and the digital asset ecosystem.