Why a family living on the state border pays $2.8K more yearly in Michigan car insurance than Ohio
By Kyla Russell
Published on April 28, 2026.
The Michigan-Ohio border cuts directly through the property of Dennis Butch, a Michigan fan, and his family. They pay $2.8K more annually in Michigan car insurance than Ohio. The difference can be attributed to where the utilities land, where the meter sits, and what address is tied to it. However, Mr Butch has found a way to circumvent this, using a backyard shed to connect them with Toledo-Edison.
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