Australia's $3.1 trillion in retirement funds, or A$4.5 trillion in total, is struggling to utilise these resources. Since the introduction of employer superannuation contributions over three decades ago, superannuations have become more passive custodians. Despite this, Australia's pension pools are growing rapidly, with employers contributing 12% of their gross income. However, the focus on expenses and the abundance of capital is causing cautious decisions. This is due to the focus of narrow focus on managing expenses rather than actively engaging in deals. Tax breaks on dividends and performance tests are also a key factor. Despite these challenges, super funds have been encouraged to explore a variety of investment strategies.