Crypto investors will soon have a new path to home financing, with Better Home & Finance and Coinbase introducing a new product tied to Fannie Mae-backed mortgages. The product will allow users to pledge bitcoin or USDC stablecoins as collateral for a down payment, and will also receive a separate, standard Fannie mortgage on the property. The move is seen as a sign of digital assets becoming mainstream in the U.S. market, with 45% of Gen Z and Millennials reporting owning crypto, compared to 18% of older investors. The company's strategy is to appeal to long-term crypto holders and address a problem with traditional homeownership structures that favor older generations. However, state-by-state regulatory differences could hinder adoption, even with a licensed mortgage lender in place.