15M US senior homeowners have no children to leave their house to — but don’t expect a ‘silver tsunami’
By Mary K. Jacob
Published on March 20, 2026.
The US Census Bureau has revealed that around 15 million Americans aged 55 and older have no children, a group that collectively holds an estimated $19 trillion in home equity. This wealth may not stay within family lines, leading to more homes potentially being sold rather than passed down. However, Realtor.com Senior Economist Hannah Jones noted that many of these homeowners could still pass assets to extended family, friends or charities. This shift could shift the US housing market from a "silver tsunami" to a "tididid", which could offer a rare source of inventory in a housing landscape defined by shortage. Despite expectations of a sudden surge, the timing of this transfer remains uneven.
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