Holmes Motors Repossessed a Deploying Soldier's Car Without a Warrant. The $137,000 Fine Is the Least Interesting Part of This Story
By Shawn Henry
Published on August 2, 2026.
The Department of Justice announced that Holmes Motors Inc., a dealership chain with locations in Alabama, Mississippi, and Georgia, will pay $137,348 to resolve allegations that it violated the Servicemembers Civil Relief Act (SCRA) three times by repossessing vehicles owned by deployed troops without a court order and five more times by keeping security deposits and prepaid lease money from service members who ended their leases under military orders. The settlement includes $77,348 for the affected service members, $60,000 for the government, and an agreement to retrain staff and rewrite internal repossession policies. The SCRA protects servicemen who receive deployment or permanent-change-of-station orders lasting 180 days or longer who can terminate a vehicle lease early, walk away without an early-termination penalty, and get back any security deposit or prepaid amount still on the books.
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