As mass adoption of cryptocurrencies increases, the focus on privacy is being shifted from decentralization to an extension of traditional finance. A recent report by Samsung revealed that nine out of 10 Europeans are concerned about their online privacy, while others are unaware of the potential of the technology. In the era of regulation, institutions have accepted the peer-to-peer value proposition of blockchain, which is now being used to secure institutional validation and large-scale inflows. However, this has led to products that have alienated the very people that crypto was designed to uplift. Instead of get-rich-quick schemes and institutional lobbying, DeFi should focus on accessible financial tools that reduce transaction fees to pennies and enable financial freedom for millions of people. The future of crypto lies in self-sovereignty, self-governance, which allows individuals to organize in decentralized communities, govern themselves through direct democracy, and return sovereignty to individuals.