Auto fintech company Lease End has found that Indiana drivers are facing rising auto interest rates in 2026, with the state's average rising faster than the national average. The company's co-founder and Chief Revenue Officer, Zander Cook, stated that rates in the Indiana area have risen by 20 basis points above the national Average of 9.11% in 2025. However, Cook noted that relief may be coming as historically, rates tend to drop by about 25 basis points from what they've seen in the past two years. The increase in rates is attributed to a lack of competition from certain types of lenders, particularly from credit unions out of the West.