Dave Ramsey Says Never Put Money in Mutual Funds Unless You're Going to Leave It Alone 5 Years — 'All You Will See Is a Trend Line Overall Up'
Published on March 23, 2026.
Dave Ramsey, former CEO of Dave Ramsey, has warned against investing in mutual funds unless you leave it alone for 5 years. This advice was delivered during a segment of "The Ramsey Show" on "The Ram Show" when co-host George Kamel brought in two questions: Should investors be making changes to their investing strategy due to global uncertainty? Ramsey's answer was based on a pattern that has seen repeated instances where global events shake markets in the short term, but the long-term trend tends to hold. He highlighted the importance of avoiding reacting to headlines, stating that if you jump in or jump out every time you see a bad report on CNN or Fox, you will never stay invested and never make any money. Ramsey also highlighted the five-year rule that prevents volatility and warns against investing based on short-term shocks.
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