The article by Mike Murphy, President, Anthem Blue Cross and Blue Shield in Nevada, discusses the importance of prevention for better health and financial well-being for families, employers, and the state of Nevada. Preventive care is designed to detect health issues early, when they are easier and less expensive to manage, and complex health issues like cancer are more likely to be found at the earliest, most treatable stage, significantly reducing the cost of care. This comes at a time when healthcare costs are already under strain nationwide, with the Kaiser Family Foundation stating that the average annual premium for employer-sponsored family coverage now exceeds nearly $27,000 annually. The article suggests that prevention can lower healthcare costs when people have regular checkups, screenings, and ongoing support, reducing reliance on emergency departments for non-emergency needs. Additionally, expanding access to primary care in Nevada can reduce avoidable ER visits.