The White House and Treasury Department are considering expanding the amount of direct donations to company stock into Trump Accounts, a tax-advantaged investing vehicles for American kids. Currently, only cash contributions can be received and must sit in a fund tracking the S&P 500. This change would allow billionaires to donate stock, not just cash, into these accounts. The idea was put forward by Brad Gerstner, the Altimeter Capital CEO who helped spearhead the program. However, critics argue that the funds would still sit in the low-fee S.P 500 index fund. The current rules allow investments in low-cost mutual funds or ETFs that track a broad U.S. equity index, with annual expenses capped at 0.10%. About 5 million kids are already enrolled, including 1.2 million newborns who qualify for the full $1,000 federal seed.