A new city policy in Bend, Oregon, could prohibit building homes without fire-resistant materials. This comes as wildfires become more destructive and homeowners' insurance premiums rise. Many local governments have begun enforcing requirements that homes be built using fire resistant materials such as stone, asphalt, concrete, and laminated wood. While proponents argue that these requirements could mitigate the spread of fires and lower insurance premiums, homebuilders have warned that they could increase the cost of new homes. The Bend City Council could vote on this measure as early as April 1, raising concerns about the speed it could be implemented.