More than 576,000 student loan borrowers in backlog for affordable repayment plans, court filing shows
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By Annie Nova
Published on March 17, 2026.
Over half a million federal student loan borrowers are in a backlog of applications to access an affordable repayment plan, according to a court filing. The Trump administration reported that 576,609 borrowers' requests for an income-driven repayment plan were still pending as of the end of February. The Department of Education did not forgive any student loan borrower's debts under an IDR plan during that period. Another 88,170 federal studentlo borrowers are waiting for an answer on their Public Service Loan Forgiveness buyback application. The Education Department has made progress on processing IDR applications, with more than 626,000 requests pending in January compared to nearly 1.4 million in July. The backlog could worsen as borrowers in the now-defunct Saving on a Valuable Education plan submit applications for a new repayment plan.
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