Crypt insiders, including entrepreneurs and developers involved in digital assets, particularly stablecoins, have suggested that AI-based commerce could be a significant development in the industry. These experts believe stablecoins are the key to agentic finance, a field where autonomous AI agents interact with humans without humans. Companies like Circle Internet (CRCL), the creator of the second-largest stablecoin, and technicians at crypto exchange Coinbase (COIN), have also highlighted the advantages of stablecoins for agentic commerce, which involves micro-transactions, or nano-payments. However, some AI developers, like Peter Steinberger, have a low opinion of crypto, while Sean Neville, co-founder of Catana Labs, believes stablecoins have achieved some escape velocity, but the AI developer community has a negative view of crypto due to its reputation. Despite this, there are also concerns for AI agents about fragmentation and conflicting protocols.