Trump is doing his best on housing— but state, local policies keep costs high
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By Bruce Bialosky
Published on April 11, 2026.
President Donald Trump has proposed a policy that prioritizes residents over big investors in real estate. Instead, we should encourage single-family residences to be owned by individuals, creating stable neighborhoods and stronger communities. The proposal includes giving ordinary homebuyers a 30-day exclusive period to buy foreclosed properties before big investors can enter. However, the Senate’s 21st Century ROAD to Housing Act, which passed by a vote of 89-10, is cause for concern. The bill bans big investors from buying additional single-families but also forces them to sell their current stock over the next seven years. It also increases the limit on big banks investing in community development institutions from a 15% to a 20% stake. The proposed law does not simplify environmental impact reviews and suggests that it would do better to scrap them altogether.
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