More San Diego homes for sale last year came with homeowners association fees, according to Realtor.com data. The rising HOA fees add to the already high cost of homeownership and make renting cheaper than owning. The median monthly fee rose to $367 from $340 in 2024, and the median listing price for homes with HOA associations is $769,900. HOA dues fund maintenance and amenities such as pools and gyms. However, these fees are more common in the West and South. The media monthly HOA fee in the Bay Area was $502 last year and $429 in the Los Angeles metro.