This Bay Area cafe is open 24 hours a day. Its owners want you to buy AI insurance
By Shomik Mukherjee
Published on April 28, 2026.
The Corgi Cafe in San Francisco's Financial District is open 24 hours a day, seven days a week, and serves as a hub for the booming artificial intelligence economy. The founders, Emily Yuan and Nico Laqua, aim to disrupt the traditional insurance industry, which they describe as inefficient and bloated. They aim to modernize insurance for tech companies and other businesses by reducing customer costs. The company, which has raised $108 million and participated in the Y Combinator program, operates as a licensed insurance carrier. Despite this, the founders have never run a coffee shop before and aim to create an enduring storefront in the city.
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