Colorado Gov. Jared Polis has pledged to reduce homeowners' insurance by an average $800 by 2027, a move that would move Colorado from the sixth most expensive state in the nation to No. 13. The plan involves strengthening homes against severe weather through local wildfire mitigation and public-option. A bill moving through the Legislature would make it more affordable for homeowners to get hail-proof roofs and mitigate against wildfires. The state would also prioritise rebuilding after a fire to reduce claims and premium costs.